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Table 2a

Bank Failures in %


White Owned African American Owned
Low Capitalization High Real Estate Loan %
20
80
High Capitalization Low Real Estate Loan %
20
80

Table 2b

Bank Failures in %


White Owned African American Owned
Low Capitalization High Real Estate Loan %
80
80
High Capitalization Low Real Estate Loan %
20
20

Note: These are not real data. Reality is never so simple

Harris, Abram L. (1936) The negro as capitalist: A study of banking and business among american negroes. Philadelphia: American Academy of Political and Social Science.